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  • Gold Credit Cards

    A Gold credit card is the ideal choice for someone that has a good credit rating, ample income from employment and who is a regular spender on their credit card. Gold credit cards offer more in the way of rewards and benefits than a standard credit card without increasing the annual fee as much as you’d expect from a platinum credit card. The holders of gold credit cards usually have a higher credit limit available than regular credit cards of around $25,000. Gold credit cards will almost always have a more advanced rewards program with the general rewards being based on earning points from spending that you can redeem for numerous benefits such as clothing, restaurants and even airline flights.

    Special Benefits!

    Gold credit cards also offer other special benefits such as free travel insurance and quite often have special offers to their customers such as double points on spending, no annual fee for the first year and free supplemental cards.

    amexgoldchoicescardApply now

    Amex Gold Ascent

    • Access hundreds of destinations with 6 airline rewards partner programs.
    • $0 annual card fee
    • $2 spent = 1 Membership Rewards point
    • Up to 44 days interest free
    • Interest rate of 19.99% p.a.
    anzgoldApply now

    ANZ Gold

    • Overseas Travel and Medical Insurance
    • $87 annual fee
    • Up to 55 days interest free days
    • Add up to 9 additional cards at no extra cost
    • 18.49%p.a. on purchases
    • 7.99%p.a. on balance transfers for 6 months
    • Visa Entertainment
    anzvisarewardsgoldcardApply now

    ANZ Visa Rewards Gold

    • Choose the way you are rewarded including: cash back, shopping vouchers and more.
    • Up to 55 days interest free days
    • 18.99% p.a. on purchases
    • Annual fee of $79
    • Visa Entertainment
    citibankgoldcardApply now

    Citibank Gold

    • 2.9%p.a. for 12 months on balance transfers
    • Generous credit limit of $25,000
    • FREE Rewards Programme
    • Qantas Frequent Flyer Points◦ $1 spent = 1 reward point = 1 Qantas Frequent Flyer Point
    • Free International Travel Insurance
    • Up to 55 days interest free on retail purchases
    commbankgoldcardApply now

    Commonwealth Gold

    • 19.74% p.a. on purchases
    • 5.99% on balance transfers for the first 5 months
    • Up to 55 days interest free
    • $144 annual fee
    • Commonwealth Awards program
    • Free international travel insurance
    nabgoldcreditcardApply now

    NAB Gold

    • Complimentary National Gold Overseas Travel Insurance
    • Up to 44 interest free days on purchases
    • Link to your FlyBuys membership at no extra cost
    • And earn points towards a great range of awards as you spend.
    • Interest rate 18.74% p.a.
    • Annual Card Fee of $90
    nabvelocitygoldcardsApply now

    NAB Velocity Gold

    • 3.99% p.a for 6 months on balance transfers
    • Velocity is the loyalty program partnered by Virgin Blue Airlines
    • Up to 44 interest-free days
    • Interest rate of 19.24% p.a.
    • Earn Velocity Points on your everyday spend, with no cap or expiry on your Velocity Points.
    • Two credit cards for each account
    • One annual card fee, one statement and one monthly payment
    • Annual card fee of $65