CREDIT CARDS
- Balance Transfer Credit Cards
- Frequent Flyer Credit Cards
- Gold Credit Cards
- Low Interest Credit Cards
- No Annual Fee Credit Cards
- Platinum Credit Cards
- Rewards Credit Cards
- Signup Bonus Credit Cards
CARD ISSUERS
- American Express
- ANZ Credit Cards
- Aussie MasterCard
- Bank of Melbourne Cards
- Bank of Queensland Cards
- BankSA Credit Cards
- Bankwest Credit Cards
- CBA Credit Cards
- Citibank Credit Cards
- Coles Credit Cards
- CUA Credit Cards
- HSBC Credit Cards
- NAB Credit Cards
- St.George Credit Cards
- Suncorp Credit Cards
- Virgin Credit Cards
- Westpac Credit Cards
- Woolworths Credit Cards
SOCIAL MEDIA
NEWSLETTER SIGNUP
No Annual Fee Credit Cards
No annual fee credit cards provide access to a credit card without the need to pay an annual fee. These cards can be sometimes difficult to receive a positive credit card application. Therefore you need to make sure you have good credit before applying for any of these cards.
Sometimes a credit card can seem like just another bill. After all, with all the repayments and hidden fees – the last thing you want to do when you get home is see a big annual fee. That’s why most banks created a No Annual Fee option for their credit cards; so that you can pay for what you use, when you use it – and nothing else. So don’t let your bills put you off your credit card, find a No Annual Fee option that’s perfect for you.
Recommended Credit Cards
-
Citibank Ready Credit
Purchase Rate: 18.99% pa
Balance Transfer: 2.9% / 24 months
Annual Fee: $0
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Coles MasterCard
Purchase Rate: 19.99% pa
Balance Transfer: n/a / n/a months
Annual Fee: $0
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HSBC Credit Card
Purchase Rate: 17.99% pa
Balance Transfer: 0% / 8 months
Annual Fee: $0
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American Express Qantas Discovery
Purchase Rate: 20.74% pa
Balance Transfer: n/a / n/a months
Annual Fee: $0
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Virgin No Annual Fee Card
Purchase Rate: 18.99% pa
Balance Transfer: 2.9% / 6 months
Annual Fee: $0
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- Credit Card Purchase
Rate Balance Transfer Annual
Fee Interest
Free Days Short Credit Card Description
18.99%
p.a.
2.9%
24 months
$0
Transfer non-Citibank credit cards, personal loans and store cards then pay just 2.9% p.a. for 24 months! This is the longest balance transfer on market and great for debt consolidation.up to n/a
Days0%
p.a.
n/a
0 months
$0
Pay no annual fee with an American Express Gold Ascent and a special offer of 0% on purchases for 6 months. This card offers a complimentary Membership Rewards Program allowing you to earn 1 membership reward point per $2 spent.up to 44
Days19.99%
p.a.
n/a
n/a months
$0
Coles MasterCard offers no annual fee for the first year and you can receive an instant $10 off your shopping if you redeem 2,000 flybuys points.up to 62
Days17.99%
p.a.
0%
8 months
$0
The HSBC Credit Card was the Winner of Money Magazine's 2010 'Best Transactor Credit Card' and now has a special introductory offer of 0% on Balance Transfers for the first 8 months (2% handling fee) with no annual fee for life!up to 55
Days20.74%
p.a.
n/a
n/a months
$0
The Qantas Discovery card from American Express offers no annual fee, 0% p.a. for the first 6 months on purchases with a great bonus points offer of 7,500 Qantas Frequent Flyer Points.up to 44
Days19.99%
p.a.
0%
6 months
$0
The HSBC Platinum Credit Card comes with 0% p.a. on balance transfers for 6 months (2% handling fee applies) with $0 annual fee for the first year and 1 reward point for every $1 that you spent.up to 55
Days18.99%
p.a.
2.9%
6 months
$0
The Virgin No Annual Fee Credit Card comes with no annual fee ever and an introductory low balance transfer rate of 2.9% for the first 6 months.up to 44
Days0%
p.a.
4.99%
9 months
$0
Bankwest Zero offers No annual fee for life combined with 0% on purchases for the first 6 months and 4.99% on balance transfers for the first 9 months. You also receive 1 year extended warranty if you use your card to make purchases. Awarded ‘Best Transactor Credit Card’ in Money magazine's Best of the Best Awards 2012. Offer ends 29th of June 2012.up to 55
Days