Gold Credit Cards Australia
A gold credit card is the perfect choice for anyone who has a good credit rating, decent income and is a frequent spender on their credit card. Gold credit cards provide a range of special features such as travel insurance or purchase protection.
With rewards and benefits surpassing a standard credit card and an annual fee that remains cheaper than a platinum credit card, it can be the perfect choice for some spenders. Holders of gold credit cards will usually have a higher credit limit available than normal credit cards, in most cases up to $25,000. A higher reward system is also usually offered, with points gained from spending that can be redeemed for greater value bonuses – like free meals or flights.
Recommended Credit Cards
NAB Gold credit card
Purchase Rate: 19.49% pa
Balance Transfer: 1% / 12 months
Annual Fee: $90
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- Credit Card Purchase
Rate Balance Transfer Annual
Fee Interest
Free Days Short Credit Card Description
19.49%
p.a.
1%
12 months
$90
A feature packed Gold card with a introductory rate of 1% on balance transfers for the first 12 months - Offer ends 30 June 2012.up to 44
Days0%
p.a.
n/a
0 months
$0
Pay no annual fee with an American Express Gold Ascent and a special offer of 0% on purchases for 6 months. This card offers a complimentary Membership Rewards Program allowing you to earn 1 membership reward point per $2 spent.up to 44
Days19.99%
p.a.
4.99%
6 months
$145.50
NAB Qantas Gold offers 4.99% p.a. on balance transfers for the first 6 months with complimentary Qantas Frequent Flyer membership and seven complimentary insurances.up to 55
Days19.99%
p.a.
0.99%
6 months
$125
You can earn points twice by spending with a Qantas Frequent Flyer program partner. You can also transfer a balance at 0.99% p.a. for the first 6 months.up to 45
Days0%
p.a.
4.99%
9 months
$0
Bankwest Zero offers No annual fee for life combined with 0% on purchases for the first 6 months and 4.99% on balance transfers for the first 9 months. You also receive 1 year extended warranty if you use your card to make purchases. Awarded ‘Best Transactor Credit Card’ in Money magazine's Best of the Best Awards 2012. Offer ends 29th of June 2012.up to 55
Days
Gold Credit Cards
A Gold Credit Card could be the boost your finances need. While originally they were reserved for the upper echelons of the middle class, nowadays they provide a smart investment opportunity for anyone who has no problem with credit card debt. If you find that you are consistently making repayments on your credit card and have no problems with your annual fee – then you are probably the perfect candidate to make the swap up to a Gold Credit Card.
But why make the switch to a Gold Credit Card? Well, Gold Credit Cards provide the same bonus and rewards you expect from your regular credit card – but amplified in every way. With a higher credit limit you can have superior control over your finances and with their improved reward schemes you could see some real quality of life changes with no extra effort on your part.
But what’s the catch? Well with a Gold Credit Card, the interest rates and annual fee can come at an increased rate. But don’t let this dissuade you. With the wealth and variety of Gold Credit Card options around, it’s often easy to find a Gold Credit Card which is only a small increase in cost on your current card – or even no cost increase at all.
Gold Credit Cards represent the smart choice of credit card for anyone who has no problems controlling basic credit card finances. Don’t let society pressure you into having a credit card which is as boring and plain as everyone elses, find a Gold Credit Card option and reward yourself with more freedom of choice than ever before.
We’ve compared some of the smartest, cheapest and most rewarding Gold Credit Card options around and compiled a list of our favourites below. Take a look and find a card which suits your lifestyle, and start getting rewarded for your good behaviour today.