Top 10 Credit Cards

We compare a large range of credit cards to give you the best deals and special offers. When complying our Top 10 Credit Cards list, we search through all leading credit cards in the Australia market.

You need to select a credit card based on what you are looking and how you use it. The cards that generally make our list are limited time special offers or all around just great deals.

The Australian credit card market is very dynamic. Offers change on a regular basis. If you see something that catches your eye click go to site. All credit cards listed below are available for secure online credit card application.

  • Top 10 Purchase
    Rate
    Balance Transfer Annual
    Fee
    Interest
    Free Days
    Short Description
  • 19.99%

    p.a.

    0%

    6 months

    $0

    up to 55
    Days

    The HSBC Platinum Credit Card comes with 0% p.a. on balance transfers for 6 months (2% handling fee applies) with $0 annual fee for the first year and 1 reward point for every $1 that you spent.
  • 0%*

    p.a.

    0%

    6 months

    $0*

    up to 55
    Days

    The ANZ Platinum card currently features amazing value for money with 0% p.a. on purchases and balance transfers for the first 6 months and $0 annual fee for the first year (usually $87 and waived each year if the customer spends $20,000 or more during that year).
  • 11.99%

    p.a.

    2.9%

    12 months

    99

    up to 55
    Days

    Get 2.9% p.a. balance transfers for the first 12 months and a low purchase rate of only 11.99% p.a. This credit card comes with a range of platinum benefits.
  • 0%

    p.a.

    0%

    6 months

    $45

    up to 55
    Days

    Receive an introductory purchase and balance transfer rate of 0% p.a. for the first 6 months, up to 55 days interest free and a low annual fee of $45.
  • 20.74%

    p.a.

    n/a

    n/a months

    $0

    up to 44
    Days

    The Qantas Discovery card from American Express has no annual fee - and offers uncapped points earning with 1 point per $1 spent. You can add supplementary cards for free too meaning you and your partner can accumulate more points by spending with it.
  • 20.24%

    p.a.

    0%

    9 months

    $89

    up to 55
    Days

    Credit Union Australia Platinum credit card offers 0% p.a. on balance transfer for the first 9 months with half annual fee for the first year.
  • 0%

    p.a.

    3.99%

    6 months

    $30

    up to 55
    Days

    Introductory purchase rate of 0% for the first 5 months and 3.99% on balance transfers for 6 months. Get a low annual fee of $30, which is waived in the first year and up to 55 days interest free on purchases.
  • 12.99%

    p.a.

    2.9%

    9 months

    $59

    up to 44
    Days

    Virgin Low Rate offers 2.9% p.a. for the first 9 months on balance transfers with a low purchase rate of 12.99% p.a.
  • 10.99%

    p.a.

    4.99%

    12 months

    $69

    up to 55
    Days

    NEW: Bankwest Breeze Classic Credit Card. The Breeze Credit Card offers Australia's lowest MasterCard purchase rate of 10.99% p.a. and 4.99% on balance transfer for 12 months
  • 2.99%

    p.a.

    4.99%

    6 months

    $49

    up to 55
    Days

    Introductory purchase rate of 2.99% p.a. for the first year and 4.99% p.a. on balance transfers for 6 months with a low ongoing rate of 13.24% p.a.