Platinum credit cards are prestige credit cards that are marketed as being “beyond gold”. They are offered by most credit card processors with MasterCard, VISA and American Express all having cards.  Only a minority of credit card issuers such as banks and credit unions will provide these cards.

Platinum cards tend to be expensive, have high interest rates and only open to a select number of credit card holders.  However they also tend to have better levels of service. Readmore