When people go into credit card debt they are often advised to re-mortgage their house if there is any equity in the house.  This can work in some circumstances, although caution has to be exercised.
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Payment cards, often referred to as “credit cards” are often sod in conjunction with current account mortgages.  They are not in fact credit cards and although they have some advantages there are some things that a credit card user should watch out for.

Current Account mortgages, which are also called flexible home loans, are home loans which are integrated with a current account. The current account will then show a high and constant overdraft and will do so until the home loan is paid off. Readmore