Long-term low-interest rate credit cards are a good way of borrowing money that can at times be competitive with many unsecured loans and overdrafts, as well as being far more flexible. However they will suit some people better than they will suit others.
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For a bare-bones, knock-about-town credit card, the Westpac Low Rate MasterCard or Visa offers a low annual fee, no frills, and one of the lowest interest rates around. It’s perfect for those who can’t be fussed over a rewards scheme or frequent flyer miles. The Westpac Low Rate strips away all those expensive extras, leaving a credit card that makes good financial sense. Readmore