Credit cards have been part of the Australian consumer finance landscape for the past 35 years.  At least two generations have grown up enjoying and taking for granted the spending flexibility that credit cards offer.  Other people are resigned to never being free of the on-going monthly charges and having to permanently build them into their budgets.  The reality is that credit cards are a wonderful servant but a terrible master! Readmore

Australian credit card issuers are out to win new customers.  Long gone are the cozy days when similar interest rates, fees and charges applied.  Established credit card companies still prefer non-price marketing strategies to preserve their profit margins.  New and smaller players in the field are more likely to adopt aggressive pricing strategies to ‘buy’ market share.  Readmore