Woolworths Everyday Money Credit Card

Woolworths is one of Australia and New Zealand’s two premier food retailer, operating since the 1920’s, it stands as the largest and oldest chain supermarket retailer in Australia. In the very centre of Sydney, a multi-level Woolworths stands in equal height and adjacent to such grand landmarks like Sydney Town Hall, St. Andrews Cathedral and Queen Victoria Building. So if any none financial company is going to release a credit card in Australia, it’s not surprising that it’s Woolworths which did.

The Woolworths Everyday Money Credit Card is mostly a rewards card which seeks to act in complement to the Woolworths chain of stores and outlets. The idea is that this card will come of use every day, not just in paying on purchases, but also that the rewards it offers will always be useful, unlike other reward cards which may have highly specific and often impractical rewards such as events, holidays or flights.

For every dollar you pay towards the balance you receive reward points which every four months goes towards a shopping card which you can use at any Woolworths Group owned companies. Customers get more reward points per dollar if the purchase was made at Woolworths owned stores, and the Everyday Money Credit card also allows users to use e-pump at participating fuel outlets for easy refilling of their cars.

But even without the myriads of rewards, the Everyday Money Credit Card is still a competitive card on the market, with an average or slightly below market credit card interest rate and a decent period of interest free repayment. And as an additional selling point, the annual fee for this card is fairly low compared to similar reward cards from other companies.