Westpac Credit Cards
Westpac Bank is one of Australia’s ‘big four’ banks and as a parent company to competitor St. George, following their 2008 merger, they are in an optimal position to pass competitive savings directly to their clients. And with over 10 million customers it’s easy to see why Westpac credit cards are a popular choice. In addition to offering five different card options, Westpac also offers three different types of credit cards: Visa, MasterCard and American Express.
- Credit Card Purchase
Rate Balance Transfer Annual
Fee Interest
Free Days Short Credit Card Description
13.49%
p.a.
3.99%
6 months
$45
Low introductory purchase rate of 1.9% p.a. for the first 9 months with $0 annual fee first year. Get a low ongoing rate on purchases of 13.49% p.a.up to 55
Days19.99%
p.a.
0.99%
6 months
$250
Get an introductory special balance transfer offer of 0.99% p.a. for the first 6 months.up to 45
Days19.99%
p.a.
0.99%
6 months
$75
Two credit cards linked to one account, making sure that you earn the maximum points that you can with a balance transfer of 0.99% for the first 6 months.up to 45
Days19.99%
p.a.
3.99%
6 months
$150
Receive 10,000 altitude points on your first purchase and transfer your balance at 3.99% for the first 6 months.up to 55
Days19.99%
p.a.
3.99%
6 months
$100
Balance transfer rate of 3.99% for the first 6 months and 5000 bonus points with up to 2 points per $1 spent, uncapped earnings.up to 55
Days19.59%
p.a.
3.99%
6 months
$130
Westpac 55 Day Platinum offers 1.9% p.a. on purchases for the first 12 months with $0 annual fee for the first year - ongoing fee waiver if you spend more than $20,000 per year.up to 55
Days0%
p.a.
3.99%
6 months
$30
Introductory purchase rate of 0% for the first 5 months and 3.99% on balance transfers for 6 months. Get a low annual fee of $30, which is waived in the first year and up to 55 days interest free on purchases.up to 55
Days19.99%
p.a.
0.99%
6 months
$125
You can earn points twice by spending with a Qantas Frequent Flyer program partner. You can also transfer a balance at 0.99% p.a. for the first 6 months.up to 45
Days
If you are looking for a basic, everyday card, then the Westpac Low Rate credit card might be for you. Card users can enjoy a zero per cent purchase rate and balance transfer rate for the first six months, after which, both rates will revert to the variable purchase rate on the card.
This card also comes with a low annual fee of only $45, and you will have 55 days interest free on purchases as long as you pay your closing balance.
The Westpac Earth series of credit cards are available in Standard, Gold and Platinum. Card users will be issued with a MasterCard and an American Express card, helping to maximise benefits to the customer. Qantas Frequent Flyer points are rewarded for making purchases, there is no points capping, and Qantas Frequent Flyer membership is available for a limited time.
Apply for the Westpac Classic, Gold or Platinum Earth credit cards and you can receive 0.99 per cent p.a. on balance transfers for the first six months. Gold card benefits also include complimentary overseas travel insurance, while Platinum card members can take advantage of 24-hour Platinum Concierge service and a range of complimentary insurances.
The Westpac 55 Day credit cards include Standard and Platinum options. On the Standard Westpac 55 Day card, customers will receive a zero per cent purchase rate for the first five months, while both cards have introductory offers of 3.99 per cent p.a. on balance transfers for the first six months. Both cards also offer 55 days interest free on purchases.
There is no annual fee for the first year on the Westpac 55 Day Platinum credit card. Customers can also enjoy the security of a range of complimentary insurances and a 24-hour Platinum Concierge Service.
The Westpac Altitude credit cards are available in Standard and Gold, and are a great option for those looking for a credit card with a rewards program. Take advantage of 3.99 per cent p.a. on balance transfers for the first six months, and enjoy uncapped earning on Altitude points.
Last of all, there is the Westpac Singapore Airlines credit card. With this card, you will have 0.99 per cent p.a. on balance transfers for the first six months, a range of complimentary insurances, and you can earn KrisFlyer miles with everyday purchases.