Compare Bankwest Credit Cards

Bankwest credit cards offer very low interest rates plus great features. Typically focused at the low interest, low cost credit card market, Bankwest deliver a strong product offering.

Bankwest is relatively new to the financial scene within Australia but it is already turning heads with it’s innovative approach to banking. And with them boasting round the clock service, flexible access to your banker and a dedication to forging a long lasting commitment to their clients – it’s easy to see why. While they aren’t one of the “Big Four” banks just yet, Bankwest has come a long way in a very short amount of time. If you want to get in on a bank who is on the way up, and whose offers will only get better as time goes by – then you could do a lot worse than Bankwest.

  • Credit Card Purchase
    Rate
    Balance Transfer Annual
    Fee
    Interest
    Free Days
    Short Credit Card Description
  • 19.24%

    p.a.

    4.99%

    12 months

    $89

    up to 55
    Days

    The Bankswest More credit card offers a bonus 5,000 reward points, 1.5 reward points for every $1 spend and a great balance transfer rate of 4.99% p.a. for the first 12 months.
  • 10.99%

    p.a.

    4.99%

    12 months

    $69

    up to 55
    Days

    NEW: Bankwest Breeze Classic Credit Card. The Breeze Credit Card offers Australia's lowest MasterCard purchase rate of 10.99% p.a. and 4.99% on balance transfer for 12 months
  • 1%

    p.a.

    4.99%

    12 months

    $0

    up to 55
    Days

    Bankwest Zero offers No annual fee for life combined with a intro purchase rate of 1% p.a. for 6 months and 4.99% on balance transfers for the first 12 months. You also receive 1 year extended warranty if you use your card to make purchases.

Bankwest Credit Cards


BankWest is both a newcomer to the financial services industry and a veteran in banking. They have been attracting a lot of attention over the last few years through their “Happy Banking” initiative, attempting to draw customers away from Australia’s “Big Four” banks by prioritising customer satisfaction and sensible banking solutions which are quickly executed.

Originally formed by the Government of Western Australia as the Agricultural Bank of Western Australia in 1895, BankWest filled a peculiar position as they didn’t accept deposits from the public – instead they were a government instrumentality used to fund farmers and farming initiatives within Australia.

This changed in 1945 when Bankwest became a full retail bank under the name “the Rural and Industries Bank of Western Australia” and provided bank services across western Australia. Even at this point they were still a fairly small financial institution, only state-wide, and no one could predict they would grow to be one of the most commonly recognises names in banking today.

The catalyst for the change finally came about in the 90’s when Bankwest incorporated and changed its trading name to Bankwest in order to go private. This was followed a period of rapid growth, with the bank changing hands several times. For awhile it was owned by Bank of Scotland and then later this merged to form HBOS plc. In 2008 this period of change came to an end when Bankwest was acquired by Commonwealth Bank.

Today, Bankwest offers a range of financial products, including credit cards, and is widely recognised as one of the most innovative banks in Australia. They might not be one of Australia’s “Big Four” banks (although they are owned by one) but they still manage to provide credit card options to suit any budget.

With unique ideas like their Zero Gold card, which is one of the only Gold credit cards in the world which has no annual fee, and plans to establish over 150 new branches across Australia to consolidate their position as a national bank – the only way is up for Bankwest. So if you want a bank with a new outlook on finances, with fresh ideas and a track record for innovation and reliability, start thinking about Bankwest.