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  • Westpac Credit Cards

    Westpac Credit Cards

    The Westpac Bank is one of Australia’s ‘big four’ banks, joining NAB, ANZ, and the Commonwealth Bank. Westpac is a bank that offers multinational financial services and after the merger with St. George in 2008, the bank has over 10 million customers making Westpac Australia’s largest branch network. With all this in mind it is understandable why Westpac credit cards are such a popular choice for people. There are five different card options and Westpac now offer these five cards that come in three different types; Visa, MasterCard and American Express.

    Westpac in a similar fashion to St. George offer these cards with different options to suit anyone’s needs. When comparing cards at Credit Card Application, you will find a low interest rate card, a fifty-five day interest fee card, a no annual fee card, and the ‘Ignite’ credit card that replaces the ‘Virgin’ credit card. There is also the popular ‘Altitude’ Westpac credit card that comes as a MasterCard and American Express card and is designed to enrol customers in the ‘Altitude’ rewards program that includes Frequent Flyers and a wide range of rewards.

    westpac55daycreditcard

    Westpac 55 Day

    • Annual fee: $30 (waived for the first year and ongoing when you make purchases of at least $10,000 pa.)
    • Up to 55 days interest-free on purchases
    • Worldwide acceptance
    • Free additional cardholder
    • An interest rate of 18.34% p.a. on purchases
    westpacaltitudecreditcard

    Westpac Altitude

    • 3.99% p.a. on balance transfers for 6 months
    • Annual fee $100
    • Interest rate of 18.44%p.a. on purchases
    • Up to 45 interest free days on purchases
    • Altitude rewards program – Frequent Flyer and a wide range of rewards available.
    westpacignitecard

    Westpac Ignite

    • This card replaces the Virgin credit card for existing Virgin credit card holders. Westpac is not yet accepting new applications.
    • Pay no annual fee… ever
    • Low interest rate of 12.99% p.a. on purchases
    • New Instant Offers program
    • New CHIP security
    • Up to 55 days interest free on purchases
    westpacnoannualfeecard

    Westpac No Annual Fee

    • Enjoy no annual fee for the life of the card
    • 3.99% p.a. on balances transferred for 6 months.
    • Interest rate of 18.74%p.a. on purchases
    • Get one additional card holder for free
    westpaclowratecard

    Westpac Low Rate

    • Interest rate 12.24% pa for purchases. 20.24% p.a for cash advances
    • Annual fee of $45
    • Up to 55 days interest-free on purchases
    • Worldwide acceptance
    • Free additional cardholder
    • 3.99% p.a. on balance transfers for 6 months.