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ANZ Low Rate MasterCard
Posted on March 22nd, 2010 No commentsThe ANZ Low Rate MasterCard is a MasterCard that is offered through ANZ bank, one of the big four banks in Australia.
It is a card that is very good for those people who have a large credit card balance and either need to reduce it or to simply have it on a lower rate.
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Is loyalty rewarded by credit card providers?
Posted on February 11th, 2010 No commentsCredit card companies tend to reserve their best deals for new customers. It is a sad fact that loyalty is not well rewarded by most credit card companies.
New customer offers are a big part of the credit card market, and can be very lucrative for the credit card borrower. This is because many credit cards are over their life time lucrative for credit card providers, and to attract the “right “ customers (those who will incur lots of interest but not cause too much administrative trouble) credit card companies are prepared to spend a lot on marketing.
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Credit cards for employees
Posted on December 22nd, 2009 No commentsMany employees are expected to finance their employers through the expenses system. This is just a fact of life. Credit cards can make this easier.
Many firms operate a “spend then get back” policy on expenses necessary for work. The employee spends on the expense, fills in a claim form and the expense will get reimbursed over time. There is no reimbursement for the interest that is lost. This can lead to the employee subsidizing the employer for hundreds of dollars if there is a lot of expenditure necessary for the job and the employee is paying an offset mortgage or other type of repayable loan calculated on daily interest. Even if this is coming out of the employee’s current amount then there is a large amount of interest that is being paid out. Read the rest of this entry »
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ANZ Visa credit cards
Posted on October 21st, 2009 No commentsANZ provides quite a cross section of cards that are Visa based. The rates and features mentioned were correct as at the time this article was written. Make sure you check current rates by visiting Australia’s leading credit card site.
Here are some of the details:-
ANZ Balance Visa card – This card has a unique feature in that it actually encourages customers to reduce their balance each month. It is the only credit card in Australia to offer this feature. Every time you pay $1 towards your balance you will earn 1 reward point. Also there is a 0% interest rate on balance transfer for the first six months. On purchases the interest rate is 12.99% per annum. Reward points entitle the cardholder to a choice of cash back, shopping vouchers or gift cards. Read the rest of this entry »
