Suncorp Gold Credit Card Credit Card Application
Suncorp gold credit card offers 0% p.a. on balance transfers for the first 6 months with half annual fee first year.
Suncorp Gold Credit Card Credit Card Rates and Fees
Purchase rate
20.50% p.a. on purchases
Balance transfer rate
0% p.a. for 6 months
Cash advance rate
21.74% p.a. on cash advances
Annual fee
$60
Pros
Cons
- 0% p.a. on balance transfers for the first 6 months
- Half annual fee for the first year
- High purchase rate and cash advance rate
Suncorp Gold Credit Card Credit Card Application Criteria
- You must be at least 18 Years of Age
- You must be a Permanent Resident or Australian Citizen
- You must have a Good Credit History
- You must earn a Minimum Income $35,000 p.a.
Terms and Conditions
1. Subject to your acceptance of the card, you will be charged a half price annual fee of $60 in the first year, which will revert back to the full annual fee of $120 in subsequent years. Existing Suncorp Credit Cardholders are excluded from this half price annual fee offer. Half price annual fee offer ends 30/07/2012.
2. The 0% p.a. interest rate with this offer applies to balance transfers for a period of 6 months. You can transfer total balances up to 80% of your credit limit. The credit limit is subject to our credit criteria. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance interest rate which is currently 20.74% p.a. for the Suncorp Clear Options Gold Card. Any transactions made other than with this offer are at the standard variable rates, currently 20.50% p.a. for retail purchases and 20.74% p.a. for cash advances for the Suncorp Clear Options Platinum Card. Interest rates are variable and subject to change. The 0% p.a. balance transfer interest rate will not be valid for transfers from other Citigroup or Suncorp Credit Cards. Interest rates last updated 01/02/2012. Offer ends 30/07/2012.
3. All Rewards are subject to the Terms and Conditions of the Suncorp Rewards Program. Cash advances do not earn Reward points. Suncorp Reward points never expire while the card remains open.
4. International Travel Insurance, Guaranteed Pricing Scheme and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and is subject to Terms and Conditions and exclusions available at suncorpbank.com.au/cardinfo. An excess applies to Purchase Cover Insurance.
5. Exclusive Visa Entertainment Offers supplied by Visa. Visit www.visaentertainment.com.au for details.
Citigroup Pty Limited ABN 88 004 325 080 AFSL No. 238098 Australian Credit Licence No. 238098 ("Citigroup") is the credit provider and issuer of Suncorp Clear Options Credit Cards. Suncorp-Metway Ltd ABN 66 010 831 722 ("Suncorp Bank") promotes and distributes Suncorp Clear Options Credit Cards on Citigroup's behalf under an agreement with Citigroup. Suncorp Bank will not guarantee or otherwise support Citigroup's obligations under the contracts or agreements connected with the Credit Cards (other than those relating to Suncorp Bank internet banking and phone banking).