St. George Platinum Credit Card Application
The St. George Platinum credit card has an introductory balance transfer rate of 3.99% p.a. for the first 6 month with Visa Platinum Concierge Service and a range of complimentary insurance covers. You also pay a low annual fee of $89 for this credit card.
St. George Platinum Credit Card Rates and Fees
Purchase rate
15.99% p.a. on purchases
Balance transfer rate
3.99% p.a. for 6 months
Cash advance rate
21.49% p.a. on cash advances
Annual fee
$89
Pros
Cons
- 3.99% p.a on balance transfers for 6 months
- VISA Platinum Concierge Service
- Balance transfer rate reverts to cash advance rate
- Interest rate on purchases is 15.99% p.a.
St. George Platinum Credit Card Application Criteria
- You must be at least 18 Years of Age
- You must be a Permanent Resident or Australian Citizen
- You must have a Good Credit History
- You must earn the Minimum Income Required
Terms and Conditions
1. These insurance covers are issued by Zurich Australian Insurance Limited ABN 13 000 296 640 AFSL 232507. These benefits are provided to cardholders as complimentary benefits and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. No Westpac Group company has any liability in connection with the insurance policies. Please refer to the Gold and Platinum Credit Card Insurance Conditions of Use for a full explanation of cover and exclusions.
2. The balance transfer rate is available to you when you apply for a new St.George credit card and request at application to transfer a balance from Australian issued credit or store cards other than St.George credit cards. Subsequent balance transfers that are requested after the balance transfer period above, will be charged at the standard variable purchase rate. Payments made to your credit card account will be applied as set out in the Credit Card Conditions of Use. After the stated special promotion period any outstanding balance transfer amount will attract your card's standard variable purchase rate. You can apply to transfer $200 or more, up to 95% of your new St.George credit card available limit.
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