HSBC Platinum Qantas Credit Card Credit Card Application

Terms and Conditions

Credit provided by HSBC Bank Australia Limited ABN 48 006 434 162 ACL 232595. Offer available to new, approved HSBC credit card holders who apply by 31/03/2012. Fees, charges, terms & conditions apply. Visit hsbc.com.au or call 1300 734 079. HSBC's lending criteria apply. HSBC Credit Card account holders who have previously cancelled their card may be ineligible for this promotional offer.

1 Bonus 20,000 points offer is available to HSBC Platinum Qantas Credit Card holders who make an eligible purchase within 3 months of applying for their card. Points will ordinarily be credited within 2 months of making an eligible purchase.

2 To be eligible for the introductory balance transfer rate, the balance transfer request must be made at the time of applying for the new HSBC credit card, or within 1 month of receiving the new card. The interest rate on the balance transfer applies for six months and is limited to the first balance transfer request per account from other store cards or non-HSBC credit cards. After this period, any balance outstanding from the balance transfer will accrue interest at the interest rate for cash advances. HSBC may allocate payments we receive from you to pay the total amount owing in any order we see fit, including applying any or all payments made to your HSBC credit card account, to reduce the balance(s) transferred first and then any subsequent purchases. Please allow up to 3 statement periods from the end of this promotion for the balance transfer fee to appear on your statement. Offer not available to current or previous HSBC credit card holders.
3 Invitations are valid for Qantas Club and Qantas operated international Business Lounges only. Not valid in International First Class Lounges, Chairman's Lounge, Qantas Domestic Business, Qantas oneworld® alliance airline, partner airline or associated lounges. Each invitation is valid for a single visit before the date specified on the invitation, when travelling with Qantas or Jetstar. Qantas Club rules apply which are available at qantas.com/qantasclub. Subject to Qantas Club Invitation Conditions available at hsbc.com.au Make an eligible purchase within the first 3 months of receiving your card to receive your two complimentary Qantas Club lounge invitations. Following that, each year, you will continue to receive two complimentary lounge invitations on the anniversary date of your first spend.
4 Qantas Frequent Flyer points accrue in accordance with and subject to the HSBC Qantas Rewards terms and conditions. No points are earned on balance transfers, cash advances and other ineligible transactions. You must be a member of the Qantas Frequent Flyer program and provide your valid membership number to HSBC in order to earn and redeem points. Membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program available at qantas.com/frequentflyer. A joining fee applies.
5 Terms and conditions apply to insurances. Insurance policies are issued by Zurich Australian Limited ABN 13 000 296 640 AFSL 232507. HSBC does not issue these insurances and does not receive commissions on these policies or guarantee any benefits under this cover. HSBC has entered into master policies for the benefit of cardholders. The cover provided is at no additional cost to cardholders. This document provides general information only and does not take into account what you currently have, want or need for your financial future. You should consider these matters and read the PDS available at zurich.com.au or by calling 1800 648 093.