Citibank Rewards – Platinum Credit Card Application

Terms and Conditions

Fees and charges apply. Terms and conditions apply and are available upon request. Credit Criteria apply.
Subject to your acceptance you will be billed an annual account fee which is currently $199 for the Citibank Rewards Credit Card - Platinum (Platinum Card), and $90 for an additional Platinum Card. Allow up to 15 working days to process your Application subject to verification.
1. You have the choice of earning 20,000 Citibank Reward points or 20,000 Qantas Frequent Flyer Points (if you enrol in the Citibank Qantas Rewards Program for an annual fee of $49 at the time of application) on the first spend of your Platinum Card. To be eligible for the 20,000 bonus reward points, you will need to apply for a Platinum Card by 31 March 2012, and first spend on your Platinum Card by 30 June 2012. This promotion applies to retail purchases and excludes Cash Advances, Balance Transfers and Special Promotions. To be eligible, your account must be in good order. All rewards are subject to the Citibank Rewards and Citibank Qantas Rewards Program Terms and Conditions for Platinum Cardholders. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer. Offer ends 31 March 2012.
2. Different Rewards points earn rates apply to cardholders who enrol in airline frequent flyer direct earn rewards programs.
3. The 0.9% p.a. interest rate applies to balances transferred with this offer at point of application, for a period of 9 months. The 9 month promotional period commences once balance transfer is processed. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the Platinum card cash advance interest rate, currently 21.74 % p.a. The current Platinum card interest rate for retail purchases is 20.99% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 28 September 2011. This offer ends 31 March 2012. Current Citibank Credit Cardholders are not eligible to apply for this introductory offer.
4. Citibank Travel Program service call centre is operated by Pinpoint Travel Group Pty Ltd, Licence No. 2TA002974. Travel booked via the call centre must be paid in full using the customer's Citibank Rewards Credit Card - Platinum, with a cashback processed to the value of points redeemed. Cashback on customer account may take up to 14 days. Redemption via the Citibank Travel Program call centre is available only to customers enrolled in the Citibank Rewards Program and is not available to cardholders who enrol in airline frequent flyer direct earn rewards programs. All offers are subject to availability and change without notice. Offers may vary according to itinerary options, currency fluctuations and taxes at the time of booking.
5. International Travel Insurance, Extended Warranty Insurance, Transit Accident Insurance, Guaranteed Pricing Scheme and Purchase Cover Insurance are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at www.citibank.com.au/complimentaryinsurance. An excess applies to Purchase Cover Insurance. Depending on your circumstances complimentary travel insurance may not be adequate for your needs. Always read the terms and conditions.
6. Bonus Points are earned on purchases made at participating Australian Bonus Partner retailers only. Bonus Points are not available to cardholders who enrol in airline frequent flyer direct earn rewards programs.
7. Citibank's Dining Program is operated by Pinpoint Pty Ltd ABN 49 002 693 656 and Zenith Wine Agencies Pty Ltd ABN 66 128 399 717 and is open to Citibank cardholders. The cardholder is entitled to receive a gift of a selected bottle of wine when using their Citibank credit or debit card to pay for their restaurant bill. Citibank Rewards Credit Cardholders, except cardholders who are enrolled in airline frequent flyer direct earn rewards programs, will also earn three bonus points for each dollar spent at participating restaurants. This offer is available only at participating Bonus Partner restaurants for dine-in customers who order a minimum of a main course and is limited to one free bottle of wine per booking. Split bills are not permitted. The free bottle of wine must be requested at the time of ordering. The free bottle of wine cannot be taken away or consumed off premises and is not available to customers selecting a degustation menu option with matching wines. The free bottle of wine specified may be out of stock or replaced. Should this occur, the restaurant will provide a similar quality bottle of wine at their discretion. Reward points are earned, allocated, redeemed, forfeited or cancelled by eligible cardholders in accordance with the Citibank Rewards Program Terms and Conditions. The value table assumes 6 dining experiences per year as part of the Citibank Dining Program.
8. The value table assumes $48,000 in annual spend for spend for Platinum, based on an earn rate of 1.5 points earned per $1 spent. Points are redeemed for cash back via Citibank Rewards Program. Rewards are subject to terms of the Citibank Rewards Program.
9. When Rewards Points redeemed for cash back via Citibank Rewards Program. Rewards subject to terms of the Citibank Rewards Program.
10. Assumes 6 dining experiences per year as part of the Citibank Dining Program.
© 2012 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098. Citibank®, Citi® and Arc Design® are service marks of Citigroup Inc.