Bankwest More Classic Credit Card Credit Card Application

Terms and Conditions

Important things you should know: *To redeem a $50 voucher in 3 months, spend $2667 on purchases on Bankwest More Classic MasterCard or Bankwest More Gold MasterCard or $2000 on Bankwest More Platinum MasterCard per month. ^Introductory bonus Qantas Frequent Flyer points offer: The Qantas Frequent Flyer points offer is only available to new customers who apply for a Bankwest More MasterCard and if approved, opt-in to the Bankwest More Rewards Qantas program within 2 months from account open date. The bonus Qantas Frequent Flyer points will be credited at the end of the 2 month period provided the first eligible purchase is made within 2 month from account open date. These points are subject to change. Bonus points are not available for existing Bankwest credit cards converted to a Bankwest More MasterCard or existing account holders who switch from Bankwest More Rewards to Bankwest More Rewards Qantas. Bonus points will contribute to the annual points cap. $ Bankwest More Rewards and Bankwest More Rewards Qantas programs: Bankwest More Rewards and Bankwest More Rewards Qantas are separate programs. Account holders must opt-in to Bankwest More Rewards Qantas to earn Qantas Frequent Flyer points. A $30 opt-in fee applies to the Bankwest More Rewards Qantas program, payable each time you opt-in, and on each anniversary from the opt-in date while the opt-in to More Rewards Qantas remains current. Account holders who opt-in to Bankwest More Rewards Qantas are not eligible to earn rewards under Bankwest More Rewards. Qantas Frequent Flyer points are earned in accordance with and subject to the Bankwest More Rewards and Bankwest More Rewardsr Qantas tems and conditions. Qantas Frequent Flyer points and Bankwest More Rewards are earned on eligible purchases only. Exclusions, limitations and points caps apply. You must be a member of the Qantas Frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and the earning and redemption of Qantas Frequent Flyer points are subject to the terms and conditions of the Qantas Frequent Flyer program which can be found at qantas.com/frequentflyer. Bankwest More MasterCards: Lending criteria, fees and charges apply. Terms and Conditions apply and are available on request. Rates are subject to change and exclude cash advances (rate of 21.99% p.a. applies). Introductory rate of 4.99% p.a. on balance transfers is available to new Bankwest credit card customers only and applies from the date the card is approved and ends 9 months later, regardless of when any balance transfer transaction is processed by us. Any balance transfer amount which remains owing after the introductory period will attract interest at the Bankwest More MasterCard Annual Balance Transfer Rate, currently 19.24% p.a. for the Bankwest More MasterCard and the Bankwest More Gold MasterCard and currently 18.99% p.a. . for the Bankwest More Platinum MasterCard. Minimum balance transfer amount $500. Only non-Bankwest credit cards can be balance transferred to a Bankwest More MasterCard. One Bankwest More MasterCard per customer. Credit Provider: Bank of Western Australia Ltd ABN 22 050 494 454 AFSL / Australian credit licence 236872. †Limitations and exclusions apply. See Platinum and Gold Card Complimentary Insurance and Price Guarantee Cover Policy Terms and Conditions for details. ^See Platinum Concierge Services and Conditions of Use for details. ®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. PayPass and Tap & Go are trademarks of MasterCard International Incorporated. Further information about our Bankwest More MasterCard is outlined in our Conditions of Use and Credit Card Account Access Conditions of Use. Further information about Bankwest More Rewards and Bankwest More Rewards Qantas is outlined in our Bankwest More Rewards and Bankwest More Rewards Qantas Terms and Conditions.