ANZ Low Rate MasterCard Credit Card Application
Introductory Offer: 0% on purchases and balance transfer for up to 3 Months with a low ongoing purchase rate of 13.39% p.a. and up to 55 days interest free. ANZ Falcon will monitor for any suspicious activities.
ANZ Low Rate MasterCard Credit Card Rates and Fees
Purchase rate
0% p.a. on purchases
Balance transfer rate
0% p.a. for 3 months
Cash advance rate
21.49% p.a. on cash advances
Annual fee
$58
Pros
Cons
- 0% p.a. on purchases for first 3 months
- Online Fraud Protection Guarantee
- Membership Rewards Ascent. Earn points faster with Supplementary cards.
- High cash advance rate of 21.49% p.a.
ANZ Low Rate MasterCard Credit Card Application Criteria
- You must be at least 18 Years of Age
- You must be a Permanent Resident or Australian Citizen
- You must have a Good Credit History
- You must earn the Minimum Income Required
Terms and Conditions
Terms and conditions are available on application. Fees and charges apply. 1. Offer available to new applicants who apply for an ANZ Low Rate MasterCard credit card by 12 June 2012. The interest-free period commences from the date of approval and applies to purchases and non-ANZ balances transferred to your new credit card. Balance transfers must be completed at the time of applying for or at the time of activating your new credit card. The interest free period excludes cash and cash equivalent transactions, balances transferred from existing ANZ credit cards and account fees. The interest rate reverts to the standard variable rates applicable on your card account after three months. Any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. Standard variable interest rate is 13.39% p.a. on purchases and 21.49% p.a. on cash advances as at Friday, 27 April 2012 and is subject to change. Payments to your account are applied in accordance with the ANZ Credit Cards Conditions of Use. Terms and conditions apply to balance transfers (please call 13 22 73 for a copy). 2. All applications for credit are subject to ANZ's credit assessment criteria. 3. Standard variable interest rate is 13.39% p.a. on purchases and 21.49% p.a. on cash advances as at Friday, 27 April 2012 and is subject to change. 4. Subject to ANZ designmycard Image Guidelines. Terms and Conditions available at www.designmycard.com.au. 5. Interest free days do not apply if you do not pay your Closing Balance (which includes any outstanding balance transfers, cash advances, purchases and Promotional Plans) in full by the due date each month. Payments to your account are applied in the order set out in the ANZ Credit Cards Conditions of Use. ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation.