American Express Qantas Discovery Credit Card Application

Terms and Conditions

Important information: Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085), Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company Applicants must be 18 years of age or over, reside in Australia and earn a minimum income of $35,000 per annum to apply for the Qantas American Express Discovery Card. American Express income and credit approval criteria applies. Subject to Terms and Conditions. Interest rates, fees and charges apply. All interest rates are quoted as an Annual Percentage Rate. All information, including fees, charges and interest rates are correct as at 10 January 2012 and are subject to change. 1. To be eligible for all or part of the 10,000 Qantas Frequent Flyer points offer you must be a new Card applicant who does not currently hold any of the Qantas American Express Card products, apply via the online application by 31 March 2012 , be approved and make the required eligible Card spend(s). Points are awarded as follows: 2,500 points the first time you use your Card for purchases within the first 3 months of becoming a Cardmember. 5,000 points will be awarded when you spend $300 on purchases with your new Card within the first three months of becoming a Cardmember. An additional 2,500 points will be awarded after the first Card spend on purchases of selected Qantas products and services in Australia. Maximum number of points available under this offer is 10,000 points. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions available here, and exclusions apply. Please allow 6 to 8 weeks after you have made the eligible spend for the points to be credited to your account. Qantas Frequent Flyer membership and points are subject to the terms and conditions of the Qantas Frequent Flyer program. 2. Selected Qantas products and services are: (a) Qantas passenger flights with a QF flight number purchased on the Qantas merchant account i.e. directly with Qantas or some travel agents or (b) purchases from Qantas Travel shops. Excludes: Qantas Holidays, Qantas Freight, Jetstar, Qantas branded non-airfare products operated by third parties e.g. Qantas Box Office. 3. You must be a member of the Qantas frequent Flyer program to earn and redeem points. A joining fee may apply. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions, and exclusions apply. Please click here for details. 4. Classic Award seats are subject to capacity controls and availability is strictly limited particularly around peak times such as school and public holidays. Some flights may not have any Classic Award seats available. Award flights must be booked at least 24 hours before scheduled departure (and other advance booking requirements may apply). For more information click here. Surcharges, fees and taxes quoted are accurate as at 9 November 2010 and are subject to change without notice. 5. As long as your account remains current and in good standing. 6. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. Once you have notified us, you are not liable for any unauthorised charges. 7. The Credit Card gives you up to 44 days interest free on purchases, depending on when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from the previous statement period. There are no interest free days for cash advances or balance transfers. 8. Interest rates are current as at 10 January 2012 and subject to change, including changes under our Interest Rate Policy. 9. Store products are for delivery in Australia and New Zealand only (and different products are available in delivery location). Store Terms of Use and voucher terms and conditions apply. See qantas.com for details. The Qantas Frequent Flyer Store is operated by Carlson Marketing Group (Aust) Pty Ltd ABN 96 003 848 922. 10. Qantas American Express Discovery Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Discovery Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements. 11. Provided that you notify us immediately upon discovery of any fraudulent transactions and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges.