Our Credit Card Blog provides you with the latest news and articles on Australia's current financial situation and credit card tips.
American Express has some of the most premium credit card benefits and rewards around, with exclusivity to match.While the actual application process makes it easy for anyone to request a card, there is always a set of criteria people need to meet before they will be approved.
While Virgin’s range of credit cards is relatively small, the four cards available give other issuers a run for their money. Virgin has developed competitive frequent flyer rewards programs available with both the Flyer and High Flyer cards, earning people even more Velocity points for everyday purchases as well as complimentary companion tickets for Virgin Australia flights.
All balance transfer offers have lower rates of interest during the introductory period, but some go one step further by charging no interest when you make the switch. These 0% interest offers give cardholders a chance to pay off hefty balances without worrying about accumulating more debt through rates for the first few months.
The idea of getting a free credit card might sound like a dream come true for many people, but it is not usually how things work out. Credit cards, by design, are more like loans than actual money and work on the basis of a line of credit and repayments that accrue interest. These features basically mean there is always a risk of potential charges for paying with plastic.
One of the most common reasons people upgrade to a platinum credit card is to increase their financial flexibility. The complimentary extras and higher credit limits associated with platinum credit cards make them ideal for people who frequently use credit and keep their card accounts in good standing.
While credit card applications all look the same, the criteria can vary between issuers and cards. When it comes to Citibank credit cards, most have their own unique application criteria that people need to meet before they can get approval for a particular card.
Credit card competition in Australia is tough thanks to a mix of major and independent issuers, with some even releasing almost identical products. So when it comes to doing a credit card comparison, a lot of people look beyond the actual features to find an option that will suit them. Credit card reviews and articles, for example, help narrow down the search for a good card by giving you a more thorough picture of what it would be like to use a particular card. With this in mind, we have come up with a list of 10 cards currently at the top of their game in Australia.
Virgin Money has upped the ante for credit card issuers with a new low rate credit card on the market. The Virgin Low Rate credit card has added another option to the already extensive list of credit cards with low purchase rates, with features designed to be better than those offered by major issuers.
Credit card repayments are an expensive fact of life for many Australians, with the average credit card debt sitting around the $3000 mark. Add to that the fact that most Australians have more than one card and things start to get really complicated.
While most banks have raised the variable rates for home loans, there are still a number of banks offering competitive low interest rate credit cards. In fact, almost all of the major credit card issuers have low rate options on the market.