ANZ Balance Visa for the best of both worlds
Did you ever wish for a low interest credit card that still has a decent rewards scheme? If this describes you, then consider the ANZ Balance Visa.
What about rates?
The ANZ Balance Visa offers a low 12.74% p.a. rate on purchases and only 19.99% p.a. on cash advances. When you combine that with a low annual fee of $79 and up to 55 interest free days on purchases, you get a credit card that works for everyday knocking about and special occasions, as well.
But what about rewards?
For every $1 you repay on your balance, you earn one rewards point. That’s right, the ANZ Balance Visa rewards you for repaying your balance from purchases, fees, accumulated interest, cash advances, and transferred balances, rather than from new purchases. That simple shift in incentives makes this the perfect low interest rate everyday knockabout or balance transfer credit card, as it doesn’t encourage irresponsible spending.
Rewards points never expire, so feel free to collect as many as you wish. They’re redeemable for shopping vouchers, gift cards, or even for cash back, and you can also arrange an automatic redemption schedule, so your chosen reward is shipped to you automatically as soon as you’ve earned it. That’s customer service!
With the ANZ Balance Visa, you also receive access to Visa Entertainment, which carries special offers for live events, home entertainment products, and merchandise packages. For additional savings and fun, there’s eDine for going out, the ANZ Wine Club for staying in, and ANZ Car Rental Cover for holidays and travel. Those are rewards you can use.
And how about security?
The ANZ Balance Visa includes 24/7 Falcon™ monitoring service to protect you against fraudulent account activity. The Secure Sentinel service allows you to cancel all of your covered credit cards with one telephone call from anywhere in the world, should your wallet or purse be lost or stolen. So at home, on the road, or online, you’re covered.
Is it just another boring credit card?
No! You can design your own card. Give vent to your individuality! Upload your own image or select one of ours, and check out other cardholders’ designs. This makes your ANZ Balance Visa truly yours.
How do I get one?
Just click here and enjoy savings even as you spend. It’s the best of both worlds.
* Interest rates, annual fees, and other credit card details were taken from the most accurate data available at the time of writing. All rates are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.